Cash-Out Refinancing

Unlock Greater Possibilities with Cash-Out Refinancing in Westchester


Proudly serving Westchester, IL

Maximize Your Home's Equity with Cash-Out Refinancing Solutions

Are you looking to take advantage of your home's equity? Our cash-out refinancing services are designed to help homeowners in Westchester unlock their property’s potential. At Lincoln Capital, we guide you through the process, turning your home’s value into accessible cash that can be used for any purpose you need, from home renovations to debt consolidation. With our expertise in cash-out refinancing, we ensure you get the most favorable terms tailored to your financial situation. Don't miss out on this valuable opportunity; contact us today to discover how we can help you leverage your home equity!

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Chicago's commercial mortgage broker

Our primary commercial broker, Mr. McCarthy, brings a wealth of experience and expertise to Lincoln Capital Corp. and CRESCORP, a commercial real estate sales firm. Registered as a loan broker in Illinois since 2006, Mr. McCarthy holds a Managing Real Estate Broker license in the state, showcasing his deep understanding of the real estate industry. With a career spanning three decades, Mr. McCarthy's journey in real estate began in 1984, when he first obtained his IL. real estate broker license. Over years, he honed his skills in commercial real estate sales brokerage and commercial mortgage brokerage, laying a strong foundation for the establishment of Lincoln Capital Corp. in 1993 and CRESCORP in 2018. His extensive background and dedication to excellence continue to drive our success in providing top-notch real estate brokerage services.

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Owner/Developer Consulting Services

 Our consulting services provide tailored insights and strategies crucial for optimizing operations and maximizing profitability. Charged by the hour, our expertise in market analysis and strategic planning ensures you receive efficient and cost-effective solutions. Contact us today to schedule a consultation and elevate your business's performance!

Including, but not limited to the following:


  • Preparation of operating statements for underwriting financing and income tax preparation.
  • Preparation of capital expenditure statements for financing and documenting the basis for capital gain tax calculations.
  • Evaluating opportunities for new business and budget estimating.
  • Assisting in specifying property insurance for optimal coverage.
  • Conducting workmen’s compensation insurance annual audits.
  • Completing commercial lenders’ annual loan audit borrower responses.
  • Assisting with major property sales and compliance with contract terms.
  • Conducting due diligence work to verify or refute vendor claims.
  • Researching proper financing structures or changes in existing financing.
  • Economic modeling to predict commercial income property performance.
  • Informal feasibility analysis for new projects and market demand extraction.
  • Assisting developers in meeting municipal application and documentation requirements.
  • Updating Sworn Owner and Sworn Contractor Statements for construction in progress.
  • Negotiating changes in loan terms due to construction project circumstances.
  • Structuring financing solutions to support estate planning and estate growth goals.

Commercial Loan Brokerage Services: Current Rates

Our commercial loan brokerage services offer access to a vast network of financial institutions, including national and regional banks, community banks, federal savings banks, and major non-bank lenders like FNMA and FHLMC. Our deep relationships ensure competitive financing options tailored to your needs. Contact us today to explore financing solutions that drive your business forward!

Commercial Loan Brokerage Services: Current Rates

Our commercial loan brokerage services offer access to a vast network of financial institutions, including national and regional banks, community banks, federal savings banks, and major non-bank lenders like FNMA and FHLMC. Our deep relationships ensure competitive financing options tailored to your needs. Contact us today to explore financing solutions that drive your business forward!

Finance Apartment Buildings Productively

Our financing services for apartment buildings are crucial for property investors and developers. We specialize in structuring loans that meet the unique needs of multifamily properties, ensuring competitive rates and terms. Contact us today to discuss how we can help you secure financing for your apartment building projects and maximize your returns!

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is it time to Refinance?

Real estate is a cyclical business and rates move up and down in cycles. However, opportunities for business advantage occur when they occur. Regardless of cycle. Refinancing to capture better rents with rehab work, or to add a new building or business location will need financing. Higher rates are acceptable temporarily to gain business advantages. Rates come down eventually, and when they do, we refinance debt.  Let us help you seek advantage by measuring a profitable opportunity.


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Finance your prospective Purchases

Our services to finance purchases are essential for individuals and businesses looking to acquire real estate or other assets. We offer tailored financing solutions that match the specific needs and goals of our clients, ensuring smooth transactions and favorable terms. Contact us today to explore how we can assist you in financing your next purchase and achieving your financial objectives!

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consider cash-out refinancing

Our cash-out refinancing services, carefully arranged, add to your business impact in a variety of ways. Use equity to purchase new property. Gut-rehab apartments for increased long-term income. Make major building repairs. Solve an estate-planning issue. Invest in tenant improvements to cement new long-term commercial lease tenants. What use will benefit you? Call us today to explore how cash-out refinancing can help you achieve your goals! 

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our closed transactions

Our closed transactions speak volumes about our track record and expertise in commercial real estate financing. Each successful deal showcases our ability to secure competitive financing solutions tailored to our clients' needs, whether it's for purchasing, refinancing, or new construction projects. Contact us today to leverage our proven experience and achieve your financial goals with confidence!

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Finance New Construction projects

Our financing solutions for new construction projects are essential for turning your vision into reality. We provide tailored funding options that align with your project's needs, whether it's for multi-family, commercial, or mixed-use developments. Contact us today to begin the journey of securing the financial support you need to build your dream project!

MR. BILL McCARTHY

Bill, a seasoned commercial mortgage broker specializing in Chicagoland, operates through his company Lincoln Capital Corp. With a background in accounting and law, he facilitates financing for investment properties, serving clients since 1993. Registered with the Illinois Secretary of State, Lincoln Capital Corp. collaborates with commercial banks and lenders. In 2018, Bill founded CRESCORP, a licensed real estate brokerage, expanding his services to commercial real estate transactions. Through both firms, Bill assists clients in structuring, financing, and executing high-quality multifamily investment property transactions, fostering their growth.

Why Choose Lincoln Capital ?

Unlocking the full potential of your home can be as simple as considering cash-out refinancing. In Westchester, IL, we’re dedicated to helping homeowners leverage their equity through this popular financial strategy. With cash-out refinancing , you can access the funds needed for renovations, debt consolidation, or even a dream vacation. Our knowledgeable team is ready to guide you every step of the way to ensure that cash-out refinancing is tailored to your unique needs. When you explore the benefits with us, you’ll see how cash-out refinancing can provide the financial boost you deserve, creating new opportunities for your future. For more information, visit the cash-out refinancing resources available to you.

Frequently Asked Questions

If you can't find the answer you need, feel free to contact us.

  • Why is Lincoln Capital so popular?

    Lincoln Capital has become a trusted name in the Chicagoland area for commercial mortgage broker services due to our unwavering commitment to excellence. We specialize in navigating the complexities of commercial real estate financing, offering tailored solutions for a wide range of needs. Whether you're looking to finance a new construction project, rehab an existing property, secure cash-out or fund a business expansion, our expertise in commercial mortgage placement will ensure competitive cost and efficient process. Clients choose Lincoln Capital as their commercial mortgage broker for our personalized approach, our competitive rates, and dedication to achieving our clients’ desired outcomes. Experience the difference with Lincoln Capital: You will stay with us.

  • What is the best way to contact you?

    A good commercial mortgage broker has to respond at the speed of opportunity!


    Call or text Bill McCarthy by Cell at 1-630-254-6377 for immediate response.


    During business hours, you can reach us at our office phone, 1-630-953-1230.


    Messages and documents may be emailed to lincolncapital@comcast.net.


    Confidential items may be sent securely to our DropBox account. Contact us.

  • What services do you provide?

    Services to Multi-Family and  Commercial Property 


    Owners & Developers as follows:


    • Cash-Out Refinancing 
    • Purchase Financing for New Property
    • Rate & Term Refinance of Existing Property
    • Financing for major rehabilitation Projects
    • New Multifamily Construction Projects
    • New Non-Residential Construction Projects
    • A Variety of Consulting Assignment Types
    • Commercial Mortgage Broker – Finding lenders
  • What are your multi-family and mixed-use property loan rates?

    As a commercial mortgage broker, our multi-family and mixed-use property loan rates are researched and published weekly on Tuesday afternoon in our rate sheets. Check the Current Rates panel in this website. Furthermore, we research each financing inquiry separately to verify that the most favourable rates and economic terms are obtained to benefit clients. We find new ways to cut overall loan costs.


    Share your project with us today we will put our service engine to work for you! Share your project with us today we will put our service engine to work for you! 


    View Rates

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Cash-Out Refinancing

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